decumulation Archives - Allianz Retire Plus Blog

A group of retirees taking a group photo together just before they go skydiving with a plane in the background

Articles Portfolio Construction

21/09/2020

Flawed thinking on retirement products must change

Investment industry needs greater focus on protecting retirees’ second biggest asset in drawdown phase.

Ray Smith

Love31

An elderly man with glasses wearing a striped shirt looking into his half empty coffee cup

Articles Retirement Conversations

29/07/2020

Coronavirus dampening retirement dreams of Australians

COVID-19 is taking a terrible toll on the economic wellbeing of many retirees and the…

Ray Smith

Love31

A close up facial shot of an elderly retired man

Articles Retirement Conversations

20/07/2020

Australia’s defined uncertainty scheme

Many of Australia’s 3.9 million retirees found themselves in an impossible situation in March 2020…

Ray Smith

Love31

A retired elderly couple snorkeling in the ocean

Articles Portfolio Construction

19/05/2020

Increase confidence in retirement

The idea of an ‘average’ retiree is a myth – so why base a financial…

Ray Smith

Love31

Two elderly males resting after playing basketball

Articles Portfolio Construction

08/05/2020

The Flaw of Averages: planning for individuals, not averages

The idea of an ‘average’ retiree is a myth – so why base a financial…

Ray Smith

Love31

An older couple take a break from hiking to enjoy coffee on a Utah outlook overlooking a canyon. He is holding her around the waist and she is holding a coffee mug and laughing at the camera.

Portfolio Construction Video

18/10/2019

It’s a birthday lottery

How much of an impact does your client's birth date have on how long their…

Ray Smith

Love3368

A hand between dominos stopping them from falling on a coloured striped timber background

Articles Portfolio Construction

15/10/2019

The New Frontier for Retirement Portfolios

Retirement portfolios should be different from accumulation portfolios because retiree needs and risks are different.

Ray Smith

Love31

Rear view shot of a happy couple in a car excited about the sun rise

Innovation Video

26/04/2019

The retirement investment journey
Part 1

The market is crying out for much needed product innovation in the decumulation phase. A…

Ray Smith

Love3368

Senior couple camping in the mountains and eating a snack

Innovation Video

19/04/2019

The retirement investment journey
Part 2

We’ve spent the last 3 years researching the market, speaking to advisers and retirees alike.…

Ray Smith

Love3368