financial planning Archives - Allianz Retire Plus Blog

A mature aged lady gazing off as she is bushwalking in a forrest

Articles Portfolio Construction

24/09/2020

Breaking a vicious cycle: How to help retirees invest with confidence

The fear of losing money can become a self-fulfilling prophecy for many retirees. Here’s how…

Ray Smith

Love31

A retired couple about to start a game of tennis on a lovely sunny day

Articles Retirement Conversations

03/08/2020

Coaching clients to better retirement outcomes

For clients on the cusp of retirement or in retirement, the current market conditions, social…

Ray Smith

Love31

Two elderly males resting after playing basketball

Articles Portfolio Construction

08/05/2020

The Flaw of Averages: planning for individuals, not averages

The idea of an ‘average’ retiree is a myth – so why base a financial…

Ray Smith

Love31

Senior men happily posing for a photo playing soccer

Articles Portfolio Construction

21/04/2020

Retirees forced to ‘park the bus’ – but where?

To coin a football analogy, ‘parking the bus’ means taking a defensive stance to protect…

Ray Smith

Love31

An elderly retired man embracing with his son while they are outdoors on a walk

Articles Retirement Conversations

21/04/2020

Crucial Conversations – Time to talk. Time to listen

Humans are social animals. We thrive in communities with the support and knowledge that communication…

Ray Smith

Love31

An elderly mother and son in the backyard doing some gardening with shovel and pitchfork

Articles Retirement Conversations

15/04/2020

Panic Selling: How to protect your retiree clients in times of market stress

As market volatility continues to impact on retirement savings, it’s understandable that many of your…

Ray Smith

Love31

Computer graphic image of brain and heart

Articles Research Infocus Retirement Conversations

29/11/2019

Humans are not necessarily rational thinkers, especially in retirement – Part 3

An Adviser's guide to factoring in human behaviour when building retirement income strategies.

Ray Smith

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Humans are not necessarily rational thinkers, especially in retirement – Part 2

Articles Research Infocus Retirement Conversations

24/10/2019

Humans are not necessarily rational thinkers, especially in retirement – Part 2

Part two of a four-part series on how to factor in human behaviour when building…

Ray Smith

Love31

An older couple take a break from hiking to enjoy coffee on a Utah outlook overlooking a canyon. He is holding her around the waist and she is holding a coffee mug and laughing at the camera.

Portfolio Construction Video

18/10/2019

It’s a birthday lottery

How much of an impact does your client's birth date have on how long their…

Ray Smith

Love3368

A hand between dominos stopping them from falling on a coloured striped timber background

Articles Portfolio Construction

15/10/2019

The New Frontier for Retirement Portfolios

Retirement portfolios should be different from accumulation portfolios because retiree needs and risks are different.

Ray Smith

Love31