ArticlesRetirement ConversationsTrending 22/02/2021 Retirees let down by lack of protection from investment markets Greater return certainty would help retirees feel more confident to draw down on their savings. Ray Smith Love31
ArticlesPortfolio Construction 14/12/2020 The future retirement income vehicle As interest rates hover near the zero bound retirees must drive faster, on narrower roads… Ray Smith Love31
ArticlesPortfolio ConstructionTrending 24/09/2020 Breaking a vicious cycle: How to help retirees invest with confidence The fear of losing money can become a self-fulfilling prophecy for many retirees. Here’s how… Ray Smith Love31
ArticlesRetirement Conversations 29/07/2020 Coronavirus dampening retirement dreams of Australians COVID-19 is taking a terrible toll on the economic wellbeing of many retirees and the… Ray Smith Love31
ArticlesRetirement Conversations 20/07/2020 Australia’s defined uncertainty scheme Many of Australia’s 3.9 million retirees found themselves in an impossible situation in March 2020… Ray Smith Love31
ArticlesPortfolio Construction 19/05/2020 Increase confidence in retirement The idea of an ‘average’ retiree is a myth – so why base a financial… Ray Smith Love31
ArticlesPortfolio Construction 08/05/2020 The Flaw of Averages: planning for individuals, not averages The idea of an ‘average’ retiree is a myth – so why base a financial… Ray Smith Love31
ArticlesPortfolio Construction 21/04/2020 Retirees forced to ‘park the bus’ – but where? To coin a football analogy, ‘parking the bus’ means taking a defensive stance to protect… Ray Smith Love31
ArticlesRetirement Conversations 21/04/2020 Crucial Conversations – Time to talk. Time to listen Humans are social animals. We thrive in communities with the support and knowledge that communication… Ray Smith Love31
ArticlesRetirement Conversations 15/04/2020 Panic Selling: How to protect your retiree clients in times of market stress As market volatility continues to impact on retirement savings, it’s understandable that many of your… Ray Smith Love31